This page states the Terms and Conditions under which you may use this Web Site. Please read this page carefully. If you do not accept the Terms and Conditions stated here, do not use the Web Site.

SCRATCHPAD may revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions.

Section 1. Use of Material

SCRATCHPAD authorizes you to view and download a single copy of the material on this Web site (“Web Site”) solely for your personal, non-commercial use.

The contents of this Web Site, such as text, graphics, images and other material (“Material”), are protected by copyright under New Zealand and foreign laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other Web site or in a networked computer environment for any purpose is prohibited.

If you violate any of these Terms, your permission to use the Material automatically terminates and you must immediately destroy any copies you have made of the Material.

Section 2. Limits of Liability

The Material on the Web Site is provided for your personal edification and should not be construed as advice for you to take a particular action or course of actions.

The Material may contain inaccuracies or typographical errors. SCRATCHPAD makes no representations about the accuracy, reliability, completeness, or timeliness of the Material or about the results to be obtained from using the Web Site and the Material. The use the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

Any fees provided on this web site are for budgetary purposes only. Policies are provided on this web site for your review only. Fees and policies on this web site may be changed at any time without notice at the sole discretion of Scratchpad.

SCRATCHPAD does not warrant that the web site will operate error free or that this web site and its server are free of computer viruses and other harmful goods. If your use of the web site or the material results in the need for servicing or replacing equipment or data, scratchpad is not responsible for those costs.

This web site and material are provided on an \’as is\’ basis without any warranties of any kind. Scratchpad and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including the warranty of merchantability, non-infringement of third parties rights, and the warranty of fitness for particular purpose. Company and its suppliers make no warranties about the accuracy, reliability, completeness, or timeliness of the material, services, software text, graphics, and links.

Section 3. Disclaimer of Consequential Damages

In no event shall SCRATCHPAD, its suppliers, or any third parties mentioned at this site be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the web site and the material, whether based on warranty, contract, tort, or any other legal theory, and whether or not company is advised of the possibility of such damages.

Section 4. Links to/from Other Sites

The Web Site contains links to third party Web sites. These links are provided solely as a convenience to you and not as an endorsement by SCRATCHPAD of the contents on such third party Web sites. SCRATCHPAD is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

SCRATCHPAD welcomes links to this Web Site from other web sites as long as the linked site is relevant to the subject and purpose of this Web Site. You do not need to request permission to create a link from your site to this Web Site, however it is recommended that you do so. Send E-mail to SCRATCHPAD describing your interest to link to this Web Site and the purpose of the link. Be sure to include the URL of the site from which the link will originate. SCRATCHPAD reserves the right to revoke a link at any time and at its discretion.

Section 5. Indemnity

You agree to defend, indemnify, and hold harmless SCRATCHPAD, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material (including Software) or your breach of the terms of this Agreement. SCRATCHPAD shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

Section 6. User Information

SCRATCHPAD may use the information it obtains relating to you, including your IP address, name, mailing address, email address and use of the Web Site, for its internal business and marketing purposes and will not disclose the information to third parties for such purposes.

Section 7. General

SCRATCHPAD makes no claims the Materials are appropriate or may be downloaded outside of New Zealand. Access to the Materials (including Software) may not be legal by certain persons or in certain countries. If you access the Web Site from outside of New Zealand, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Except as expressly provided in a particular “Legal Notice” or Software License or material on particular Web pages, this Agreement constitutes the entire Agreement between you and Scratchpad with respect to the use of Web Site. Any changes to this Agreement may be done so without prior notice to existing clients.